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Magazine article (E&M - 2020/1) Lilla Antonello, Saporito Raffaella

Fighting Fraud Thanks to Algorithms

Starting with the information it has available, the Italian pension and social insurance institute INPS has developed an algorithm to identify companies whose behavior seems to indicate fraud. The entity has also observed that, through preventive actions, it is possible to reduce the propensity for fraud of companies given special attention by predictive analysis.Following an experiment, INPS found ...

Magazine article (E&M - 2020/1) Cafarelli Alessandro, Cameran Mara, Pettinicchio Angela

Gender Pay Gap and Corporate Performance

According to the Global Gender Gap Report 2018 published by the World Economic Forum (WEF), the gender gap measured worldwide is 32%, calculated across four thematic dimensions: economic participation and opportunity, educational attainment, health and survival, and political empowerment.The same report highlights how differences in pay negatively impact corporate performance. Furthermore, the pay ...

Magazine article (E&M - 2020/1) Paolazzi Luca

European Diversity Without Unity

A clear distinction exists between the U.S. and Europe: while the former is a nation, the latter is a sum of many nations, even larger than the number of states of which it consists. This heterogeneity, especially at a cultural level, makes it hard to speak of a single European capitalism, with unique and similar characteristics. There are actually different types, strongly rooted in the cultural ...

Magazine article (E&M - 2020/1) Beltratti Andrea, Bezzecchi Alessia, Caselli Stefano, Linguanti Valeria

The Impact in Italy of International M&A

International acquisitions create value, and Italian companies that are able to, should systematically explore this path, in particular in international markets. To carry out international acquisitions it is necessary to pay attention to elements such as diversity in business culture, business organization, degrees of competition in various markets, and also cost and factor productivity.By acquiring ...

Magazine article (E&M - 2020/1) Giavazzi Francesco

The Return of the State? It Depends

The financial crisis of 2008-2009 did not lead to a return of the state in the economy, but to a liquidity crisis. In Europe, this was less acute than in the United States, where for example the Troubled Assets Relief Program (TARP) avoided bankruptcies, but did not solve the underlying problems, such as those of the three large automotive companies (General Motors, Chrysler, and Ford), which suffered ...

Magazine article (E&M - 2020/3) Palmarini Nicola

The Long-Living, or Ageless, Consumer

Individuals over 65 not only need health and safety, but they wish to have fun, consume, appear, and travel. We need to begin to redesign what is offered to them in line with the needs and tastes of this demographic category, for which less than 15 percent of companies have developed ad hoc business strategies. Moreover, the immediate future will increasingly see the emergence of a potential "permanent ...

Magazine article (E&M - 2020/3) Pensa Cristina, G. M. Sica Francesca

All the Opportunities of the MENA Area

The MENA area has factors of attractiveness that make it desirable as a new "promised land for business" for Italian companies. The MENA area has points of strength that appear specular to the weaknesses of Italy.#Thanks to its geographic positioning, our country represents a natural logistics platform in the Mediterranean. Only through important investments aimed at developing our intermodal network ...

Magazine article (E&M - 2020/3) Berloto Sara, Longo Francesco, Notarnicola Elisabetta, Perobelli Eleonora, Rotolo Andrea

Old Age as Stimulus for a New Form of Welfare

The perspective of the silver economy requires expanding our viewpoint, integrating the needs and attitudes of older people into welfare practices. The first market sectors that have looked towards the silver segment have been tourism, art and culture, transport, and wellness. Compared to people under 35, in Italy those who are over 65 have higher average pro-capita consumption, higher average income, ...

Magazine article (E&M - 2020/3) Salaris Luisa

How the Demographic Profile Has Changed

Italy holds the record as the oldest country in Europe: 22.8 percent of its inhabitants are over 65 years of age. Moreover, since 2015, the country has been losing an average of 100,000 inhabitants per year, showing its inability for demographic growth. The exceptional longevity of its population places it at the top spot in the world. In addition, once passing 65, both men and women lead increasingly ...

Magazine article (E&M - 2020/3) Gravaglia Emma

Age Management A Necessary Choice

The debate on managing the aging of the population has focused on the promotion of work in old age and the lengthening of careers. The result has been active labor policies aimed at the segment of workers close to retirement, to support their employability. Age management is defined as the sum of "measures that combat age barriers and/or promote age diversity and are oriented towards favoring maintenance ...