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Magazine article (E&M - 2021/3) Filotto Umberto, De Rossi Leonardo Maria, Diaferia Lorenzo, Scimone Xenia

Open Banking: The Directive Exists, and Maybe The Consumers, Too

It is not infrequent for innovations or reforms that declare a precise and limited goal to have a more or less involuntary impact on much broader areas, causing radical changes. This is the case of the PSD2 (the Payment Services Directive, EU 2015/2366, adopted in Italy with Legislative Decree 218 of 2017), that from its title, seems to refer only to payment services, but has turned out to be the ...